Elite
$129.90/30 DaysUnder 25
The most popular plan featuring a coinsurance of 90%, a low deductible and preventative care services.
Prime
$106.20/30 DaysUnder 25
Affordable premium, a low deductible, a coinsurance of 80%, and preventative care services.
Choice
$89.70/30 DaysUnder 25
The most cost-effective plan featuring preventative care sercives.
Preferred
$73.50/30 DaysUnder 25
Stay fully covered for illnesses and pay low premiums and deductibles.
Basic
$57/30 DaysUnder 25or$54/30 DaysUnder 25
Best for students looking for an affordable premium and adequate protection against illnesses.
| Download Policy | FlyerCertificate | FlyerCertificate | FlyerCertificate | FlyerCertificate | FlyerCertificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$0 Per Policy Year | $100 Per Policy Year | $500 Per Policy Year | $100 Per Policy Year | $100 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit | No Overall Maximum Dollar Limit | No Overall Maximum Dollar Limit | $500,000 | $500,000 |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
90% except as noted | 80% except as noted | 80% except as noted | 80% except as noted | 80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$5000 Per Policy Year | $6350 Per Policy Year | $7350 Per Policy Year |  |
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Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
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12 months |
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Preferred Allowance | 100% of Preferred Allowance | 100% of Preferred Allowance | No Benefits | No Benefits |
Prescription DrugsDrugs and medications that by law require a prescription. |
$15 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$15 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$25 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$20 Copay - Tier 1 40% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
No Benefits for UHCP |
Routine Eye ExamTBA |
$100 Maximum | $100 Maximum | |
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Vision Care SuppliesTBA |
$100 Maximum | $100 Maximum | |
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Enroll Now
Elite
$129.90/30 Days
| Download Policy | FlyerCertificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$0 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
90% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$5000 Per Policy Year |
Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
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Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Preferred Allowance |
Prescription DrugsDrugs and medications that by law require a prescription. |
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Prime
$106.20/30 Days
| Download Policy | FlyerCertificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$100 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$6350 Per Policy Year |
Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
|
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Preferred Allowance |
Prescription DrugsDrugs and medications that by law require a prescription. |
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Choice
$89.70/30 Days
| Download Policy | FlyerCertificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$500 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$7350 Per Policy Year |
Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
|
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Preferred Allowance |
Prescription DrugsDrugs and medications that by law require a prescription. |
|
Preferred
$73.50/30 Days
| Download Policy | FlyerCertificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$100 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
$500,000 |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
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Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
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Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
No Benefits |
Prescription DrugsDrugs and medications that by law require a prescription. |
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Basic
$57 or $54/30 Days
| Download Policy | FlyerCertificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
Option of $100 or $500 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
$500,000 |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
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Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
12 months |
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
No Benefits |
Prescription DrugsDrugs and medications that by law require a prescription. |
12 months |
87%
87% of insured students highly
recommend Students Medicover*
*2018 Student Medicover Customer
Satisfaction Survey
43 countries
Insured students are from 43 countries
662 universities
studying in 662 universities.
Supported 150,000+ students to thrive
and stay healthy.
Live fearlessly. You’re covered.
Need medical professionals but worry about steep bills? Don’t be afraid.
We offer comprehensive coverage to protect you from minor illnesses to serious medical conditions.
Doctor Visits
Hospital Stay
Preventative Care*
Prescription Drug*
Emergency Room
Ambulance
BetterHelp Counseling
Online Doctor
*Preventative care is covered under Prime and Elite plans. Prescription
drugs are covered under Preferred, Prime and Elite plans.
As the leading national network with qualified providers, you can locate a trusted doctor or hospital within 15 minutes anywhere in the country through UnitedHealthcare Options PPO.
840,000+ Doctors and health care professionals
5,700+ Hospitals
30,000+ Pharmacies
Where to find care?
Locate an in-network care provider at your fingertips
Find in-network care providers using the UHCSR mobile app or preferred provider lookup in 15 minutes, anywhere in the U.S.
Find care at school: Student Health Centers
Simply visit and receive treatment at the Student Health Center at your university. It’s affordable – deductibles and copays will be waived and your medical bills will be paid at the Preferred Provider level.
Speak to a doctor online for free – at any time
Save your time and money by speaking to a doctor online. HealthiestYou lets you talk to a doctor in 15 minutes using your mobile device or computer. And it’s free.
Seek help outside of the U.S. : Global Emergency Services
When you’re sick or hurt far away from home, GES steps in with immediate assistance. Contact information is on the back of your insurance ID.
Kindness and patience are at the core of our customer support team. Our representatives will help you with any issues related with using your health insurance, doctor visits, downloading insurance IDs, and filing claims.
