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Choose your plan

Best protection for international students.

Elite

$ 133.82
/30 Days
  • Deductible
    $0
    (Preferred Provider)
  • Maximum Benefit
    Unlimited
    (For each injury or Sickness)
  • Coinsurance
    90%
    (Preferred Provider)
  • Out-of-pocket Maximum
    $5000
    (Preferred Provider) (Per policy year)
  • Pre-existing Waiting Period
    N/A
  • Prevent Care Services
    100%
    (Preferred Provider)
  • Prescription Drugs
    $15,30%,50%
    (UnitedHealthcare Pharmacy)
  • Routine Eye Exam
    $100
    (Maximum)
  • Vision Care Supplies
    $100
    (Maximum)
  • Enroll Now
    Download Certificate
Popular

Prime

$ 113.7
/30 Days
  • Deductible
    $100
    (Preferred Provider)
  • Maximum Benefit
    Unlimited
    (For each injury or Sickness)
  • Coinsurance
    80%
    (Preferred Provider)
  • Out-of-pocket Maximum
    $6350
    (Preferred Provider) (Per policy year)
  • Pre-existing Waiting Period
    N/A
  • Prevent Care Services
    100%

    (Preferred Provider)
  • Prescription Drugs
    $15,30%,50%
    (UnitedHealthcare Pharmacy)
  • Routine Eye Exam
    $100
    (Maximum)
  • Vision Care Supplies
    $100
    (Maximum)
  • Enroll Now
    Download Certificate

Choice

$ 85.7
/30 Days
  • Deductible
    $1000
    (Preferred Provider)
  • Maximum Benefit
    Unlimited
    (For each injury or Sickness)
  • Coinsurance
    80%
    (Preferred Provider)
  • Out-of-pocket Maximum
    $7350
    (Preferred Provider) (Per policy year)
  • Pre-existing Waiting Period
    N/A
  • Prevent Care Services
    100%
    (Preferred Provider)
  • Prescription Drugs
    $25,30%,50%
    (UnitedHealthcare Pharmacy)
    ($250 Deductible)
  • Routine Eye Exam
    N/A
    (Maximum)
  • Vision Care Supplies
    N/A
    (Maximum)
  • Enroll Now
    Download Certificate

Basic

$ 56.7
/30 Days
  • Deductible
    $500
    (Preferred Provider)
  • Maximum Benefit
    $500,000
    (For each injury or Sickness)
  • Coinsurance
    80%
    (Preferred Provider)
  • Out-of-pocket Maximum
    N/A
    (Preferred Provider) (Per policy year)
  • Pre-existing Waiting Period
    12 Months
  • Prevent Care Services
    N/A
    (Preferred Provider)
  • Prescription Drugs
    N/A
    (UnitedHealthcare Pharmacy)
  • Routine Eye Exam
    N/A
    (Maximum)
  • Vision Care Supplies
    N/A
    (Maximum)
  • Enroll Now
    Download Certificate

*All prices apply to students under 25

Loved and trusted by students worldwide

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87%

87% of insured students highly
recommend Students Medicover*

*2018 Student Medicover Customer
Satisfaction Survey

Why Choose Use - earth-grid-symbol

43 countries

Insured students are from 43 countries

Why Choose Use - graduation cap

889 universities

studying in 889 universities.

Supported 300,000+ students to thrive
and stay healthy.

  • “I still remembered the first time when I went to hospital in the US, I was so anxious as it was difficult to communicate due to language barriers. I called the Student Medicover, and one of the representatives was really helpful, she also speaks mandarin and she assist me for the entire process.” – Carol Lan

  • “Customer service staff, especially Jane, has been very helpful and caring. My doctor sent the wrong claim documents and refused to go back and correct it until Jane helped me to appeal and resolve the issue. Saved me a lot of time and hassle.” – Tong Jia

  • “I went for immunization injections, and the doctor have me went through some blood test. Actually, I have confirmed with my doctor about insurance benefits, however I was not aware that those tests have been processed with another separate lab and it turned out not being covered because some code reason. So I contacted Student Medicover about my denied claim and one of their representatives has been really helpful and truly helped me contact a 3-way communication with lab and hospital and it ends up to be covered for 90%. Really appreciated.”  – Kelly F.

Live fearlessly. You’re covered.

Need medical professionals but worry about steep bills? Don’t be afraid.

We offer comprehensive coverage to protect you from minor illnesses to serious medical conditions.

Live Fearlessly - Doctor Visits

Doctor Visits

Live Fearlessly - Hospital Stay

Hospital Stay

Live Fearlessly - Preventive Care

Preventative Care*

Live Fearlessly - Prescription Drugs

Prescription Drug*

Live Fearlessly - Emergency Room

Emergency Room

Live Fearlessly - Ambulance

Ambulance

Live Fearlessly - BetterHelp

BetterHelp Counseling

Live Fearlessly - Online Doctor

Online Doctor

*Preventative care is covered under Prime and Elite plans. Prescription
drugs are covered under Preferred, Prime and Elite plans.

Online Doctor

Pediatric Dental and Vision

Worldwide Coverage
(*except home country)

Find trusted doctors in 15 minutes.
Whenever. Wherever.

As the leading national network with qualified providers, you can locate a trusted doctor or hospital within 15 minutes anywhere in the country through UnitedHealthcare Options PPO.

The Options PPO network includes:

  • 840,000+ Doctors and health care professionals
  • 5,700+ Hospitals
  • 30,000+ Pharmacies

Where to find care?

Locate an in-network care provider at your fingertips

Find in-network care providers using the UHCSR mobile app or preferred provider lookup in 15 minutes, anywhere in the U.S.

Find care at school: Student Health Centers

Simply visit and receive treatment at the Student Health Center at your university. It’s affordable – deductibles and copays will be waived and your medical bills will be paid at the Preferred Provider level.

Speak to a doctor online for free – at any time

Save your time and money by speaking to a doctor online. HealthiestYou lets you talk to a doctor in 15 minutes using your mobile device or computer. And it’s free.

Seek help outside of the U.S. : Global Emergency Services

When you’re sick or hurt far away from home, GES steps in with immediate assistance. Contact information is on the back of your insurance ID.

Healthcare simplified.
Explained simply.

Student Medicover is founded and operated by a group of enthusiastic former international students. We deeply understand the challenges – healthcare is expensive and complicated here. We’ve seen students reluctant to seek necessary treatment, for fear of long wait times and steep bills.

To tackle this problem, we transformed ourselves into a content powerhouse – publishing digestible, entertaining content centered around medical resources in order to keep you healthy and happy.

Quick links to healthcare guides

Need help? Talk to us.

Kindness and patience are at the core of our customer support team. Our representatives will help you with any issues related with using your health insurance, doctor visits, downloading insurance IDs, and filing claims.

Contact Us