Student Medicover는 유학생들의 어려운 의료 문제들을 해결하기 위해 최선을 다하고 있습니다. 저희는 저렴하고 신뢰할 수 있는 건강 보험, 우수한 고객 서비스 및 진실된 건강 관리 지식을 제공하는 보험 전문가들로 구성되어 있습니다.
Our Product
저희의 최우선 과제는 학생들의 건강을 보호하는 것이며,저렴한 보험료로 충분한 보험혜택을 제공합니다.
Elite
$129.90/30 DaysUnder 25
가장 효율적이고 인기있는 플랜: 저렴한 공제액, 최대 90 %의 보상 비율 및 예방 치료 서비스.
Prime
$106.20/30 DaysUnder 25
효율적인 비용의 보험 플랜: 저렴한 보험료, 낮은 공제액, 최대 80% 보상 및 예방 치료 서비스.
Choice
$89.70/30 DaysUnder 25
Preferred
$73.50/30 DaysUnder 25
이 보험 플랜은 보험료 및 공제액이 저렴합니다. 또한 처방약 및 양질의 의료 혜택을 보장합니다.
Basic
$57/30 DaysUnder 25or$54/30 DaysUnder 25
저렴한 보험료와 질병에 대한 충분한 보호를 원하는 학생들에게 적합합니다.
| Download Policy | Certificate | Certificate | Certificate | Certificate | Certificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$0 Per Policy Year | $100 Per Policy Year | $500 Per Policy Year | $100 Per Policy Year | $100 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit | No Overall Maximum Dollar Limit | No Overall Maximum Dollar Limit | $500,000 | $500,000 |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
90% except as noted | 80% except as noted | 80% except as noted | 80% except as noted | 80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$5000 Per Policy Year | $6350 Per Policy Year | $7350 Per Policy Year |  |
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Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
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12 months |
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Perferred Allowance | 100% of Perferred Allowance | 100% of Perferred Allowance | No Benefits | No Benefits |
Prescription DrugsDrugs and medications that by law require a prescription. |
$15 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$15 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$25 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$20 Copay - Tier 1 40% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
No Benefits for UHCP |
Routine Eye ExamTBA |
$100 Maximum | $100 Maximum | |
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Vision Care Supplies/h3>TBA |
$100 Maximum | $100 Maximum | |
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Enroll Now
Elite
$129.90/30 Days
| Download Policy | Certificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$0 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
90% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$5000 Per Policy Year |
Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
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Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Perferred Allowance |
Prescription DrugsDrugs and medications that by law require a prescription. |
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Routine Eye ExamTBA |
$100 Maximum |
Prime
$106.20/30 Days
| Download Policy | Certificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$100 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$6350 Per Policy Year |
Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
|
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Perferred Allowance |
Prescription DrugsDrugs and medications that by law require a prescription. |
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Routine Eye ExamTBA |
$100 Maximum |
Choice
$89.70/30 Days
| Download Policy | Certificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$500 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$7350 Per Policy Year |
Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
|
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Perferred Allowance |
Prescription DrugsDrugs and medications that by law require a prescription. |
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Routine Eye ExamTBA |
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Preferred
$73.50/30 Days
| Download Policy | Certificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$100 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
$500,000 |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
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Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
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Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
No Benefits |
Prescription DrugsDrugs and medications that by law require a prescription. |
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Routine Eye ExamTBA |
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Basic
$57 or $54/30 Days
| Download Policy | Certificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
Option of $100 or $500 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
$500,000 |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
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Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
12 months |
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
No Benefits |
Prescription DrugsDrugs and medications that by law require a prescription. |
12 months |
Routine Eye ExamTBA |
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저희의 팀은 고객들을 위한 친절과 인내심을 핵심으로 생각합니다.. 저희 보험 담당자에게 문의하시면 건강 보험 사용, 의사 방문, 보험 ID 다운로드 및 청구와 관련된 모든 문제에 대해 도움을 드릴 수 있습니다.
