Monthly Archives: July 2019

By Kevin L. Licensed Insurance Producer

 

——

 

Attending a US college can be financially stressful. The average fee to attend a private non-profit four-year university is $48,510 per year. For international students, the costs are even higher.

 

But do you know that you can save up to $2098 a year with insurance waiver?

 

What is an insurance waiver?

On your tuition bill, you will see that UNCC has automatically enrolled you in the university’s insurance plan.

 

However, international students can enroll in a surprisingly more affordable plan designed specifically for them. UNCC Student Blue Plan costs $2,627 a year. Alternatively, health coverage for international students can be as low as $529 a year.

 

An insurance waiver is an application to switch your plan that better fits your needs. Simply enroll in an insurance plan that meets the school’s waiver requirements and submit an insurance waiver on the school’s website.

 

Why are health insurances plans more affordable?

The insurance costs are calculated based on the risks of the demographics. University health plans are usually more expensive because the plans serve a broader range of the population, including international and domestic students.

 

How to pick a health insurance plan?

A good insurance plan protects you from minor illnesses to serious injuries and diseases. When you’re looking for a plan, consider these factors:

1. The Costs
   Some plans are much more cost-effective than others. But the cost is the only factor you need to take into consideration. A plan with limited coverage can lead to catastrophic financial loss.
2. Insurance benefits
   Read the insurance policies carefully. A good insurance plan should have a low deductible, a high coinsurance, low copays, and a low out-of-pocket maximum.
3. Provider network
   Provider network is a group of care providers partnering with the insurance company to provide you with pre-negotiated rates. A powerful network allows you to find trustworthy doctors and hospitals wherever you need.

 

Can you recommend a good health insurance plan?

Student Medicover, a partner of UnitedHealthcare, offers the most cost-effective and reliable health insurance plans for international students in the market.

• Reliable Coverage:
  Their coverage features low deductibles, high coinsurances, low copays, and low out-of-pocket maximums. Their plans offer substantial coverage for doctor visits, hospital stays, emergency care, and many other treatments found in the policy brochures.
• Find a trusted doctor anywhere in the country
  With Student Medicover, you can access accredited care providers in the nation’s leading network – UnitedHealthcare Options PPO. You will enjoy lower costs for in-network medical services with pre-negotiated prices.
• Visit Student Health Center:
  Student Medicover offers in-network benefits for treatments received in any student health centers in the country, including UNCC’s Student Health Center.
• 24/7 Customer Service
  If you have any questions, you can always ask a customer service representative through email, phone, WhatsApp, Facebook, and online support center.

 

Here is a brief comparison between UNCC Student Blue Plan and Student Medicover’s plans:

The chart is only a brief overview. Please refer to the policy brochures to learn more about the plans.

 

How to waive health insurance?

Completing an insurance waiver is very simple. It takes you only 15 minutes.

 

1. Enroll in an insurance plan
   Visit Student Medicover’s website smcovered.com, scroll down to “Enrollment”, and enroll in either plan.
2. Fill in the waiver form
   Visit UNCC’s official website: https://studentbluenc.com/#/uncc/waive and click “Request a Waiver”. Fill in the form with your personal information, insurance information and click “Submit”.

 

After your application is approved, the school will either refund you or remove the health insurance fee on your tuition bill.

 

If you need any help, you can always reach out to Student Medicover’s customer service team:

Facebook: @smcovered https://www.facebook.com/smcovered

Email: sm@smcovered.com

24/7 Tel: 812-360-2313

WhatAspp: 1-812-360-2313

About Student Medicover
By partnering with UnitedHealthcare, Student Medicover provides cost-effective, comprehensive insurance plans. We’re a team of experienced health enthusiasts who serve students with compassion, professionalism, and dedication.

Founded in 2013, Student Medicover maintained an annual sales growth of more than 200% and now serves more than 20,000 international students from 43 countries and 662 universities. We partnered with more than 120 student organizations across the country in order to build a supportive, vibrant, and healthy community.

 

“International students in the U.S usually lack minimum education in healthcare. The problem threatens to undermine students’ health. Besides, international students are reluctant to seek necessary treatment, for fear of long wait times and steep bills.

 

Student Medicover strives to make high-quality, affordable healthcare accessible to every international student. ”                                        

 ——Jerry Hu, CEO of Student Medicover

 

Reference:

–https://www.thebalance.com/health-insurance-waiver-2645762

–https://www.huffpost.com/entry/are-college-health-plans-life-saving-bargains-or-ripoffs_n_59c95072e4b06ddf45fa4a0f

–https://www.internationalstudent.com/study_usa/preparation/health-care/

https://smcovered.com/visit-a-doctor/find-a-doctor/

Link: https://smcovered.com/enrollment/review-certificates-flyers/

By Kevin L. Licensed Insurance Producer

 

——

 

Attending a US college can be financially stressful. The average fee to attend a private non-profit four-year university is $48,510 per year. For international students, the costs are even higher.

 

But do you know that you can save up to $2,266 a year with insurance waiver?

 

What is an insurance waiver?

On your tuition bill, you will see that UConn has automatically enrolled you in the university’s Student Health Insurance.

 

However, international students can enroll in a surprisingly more affordable plan designed specifically for them. The School Health Insurance Plan of UConn costs $2,795 a year. Alternatively, health coverage for international students can be as low as $529 a year.

 

An insurance waiver is an application to switch your plan that better fits your needs. Simply enroll in an insurance plan that meets the school’s waiver requirements and submit an insurance waiver on the school’s website.

 

Why are health insurances plans more affordable?

The insurance costs are calculated based on the risks of the demographics. University health plans are usually more expensive because the plans serve a broader range of the population, including international and domestic students.

 

How to pick a health insurance plan?

A good insurance plan protects you from minor illnesses to serious injuries and diseases. When you’re looking for a plan, consider these factors:

1. The Costs
   Some plans are much more cost-effective than others. But the cost is the only factor you need to take into consideration. A plan with limited coverage can lead to catastrophic financial loss.
2. Insurance benefits
   Read the insurance policies carefully. A good insurance plan should have a low deductible, a high coinsurance, low copays, and a low out-of-pocket maximum.
3. Provider network
   Provider network is a group of care providers partnering with the insurance company to provide you with pre-negotiated rates. A powerful network allows you to find trustworthy doctors and hospitals wherever you need.

 

Can you recommend a good health insurance plan?

Student Medicover, a partner of UnitedHealthcare, offers the most cost-effective and reliable health insurance plans for international students in the market.

• Reliable Coverage:
  Their coverage features low deductibles, high coinsurances, low copays, and low out-of-pocket maximums. Their plans offer substantial coverage for doctor visits, hospital stays, emergency care, and many other treatments found in the policy brochures.
• Find a trusted doctor anywhere in the country
  With Student Medicover, you can access accredited care providers in the nation’s leading network – UnitedHealthcare Options PPO. You will enjoy lower costs for in-network medical services with pre-negotiated prices.
• Visit Student Health Center:
  Student Medicover offers in-network benefits for treatments received in any student health centers in the country, including UConn Student Health Center.
• 24/7 Customer Service
  If you have any questions, you can always ask a customer service representative through email, phone, WhatsApp, Facebook, and online support center.

 

Here is a brief comparison between UConn SHIP and Student Medicover’s plans:

The chart is only a brief overview. Please refer to the policy brochures to learn more about the plans.

 

How to waive health insurance?

Completing an insurance waiver is very simple. It takes you only 15 minutes.

 

1. Enroll in an insurance plan
   Visit Student Medicover’s website smcovered.com, scroll down to “Enrollment”, and enroll in either Basic, Preferred, Prime or Elite plan.
2. Fill in the waiver form
   Visit UConn’s official website: https://login.uconn.edu/cas/login?service=https%3A%2F%2Fstudent.studentadmin.uconn.edu%2Fpsp%2FCSPR%2F%3Fcmd%3Dstart&renew=true and log in.

 

Click: Main Menu–> Self Service –>Student Center –>Permissions & Requests–>Health Insurance Waiver;

 

Fill in the form with your personal information, insurance information and click “Submit”.

 

After your application is approved, the school will either refund you or remove the health insurance fee on your tuition bill.

 

After your application is approved, the school will either refund you or remove the health insurance fee on your tuition bill.

 

If you need any help, you can always reach out to Student Medicover’s customer service team:

Facebook: @smcovered https://www.facebook.com/smcovered

Email: sm@smcovered.com

24/7 Tel: 812-360-2313

WhatAspp: 1-812-360-2313

About Student Medicover
By partnering with UnitedHealthcare, Student Medicover provides cost-effective, comprehensive insurance plans. We’re a team of experienced health enthusiasts who serve students with compassion, professionalism, and dedication.

Founded in 2013, Student Medicover maintained an annual sales growth of more than 200% and now serves more than 20,000 international students from 43 countries and 662 universities. We partnered with more than 120 student organizations across the country in order to build a supportive, vibrant, and healthy community.

 

“International students in the U.S usually lack minimum education in healthcare. The problem threatens to undermine students’ health. Besides, international students are reluctant to seek necessary treatment, for fear of long wait times and steep bills.

 

Student Medicover strives to make high-quality, affordable healthcare accessible to every international student. ”                                        

 ——Jerry Hu, CEO of Student Medicover

 

Reference:

–https://www.thebalance.com/health-insurance-waiver-2645762

–https://www.huffpost.com/entry/are-college-health-plans-life-saving-bargains-or-ripoffs_n_59c95072e4b06ddf45fa4a0f

–https://www.internationalstudent.com/study_usa/preparation/health-care/

https://smcovered.com/visit-a-doctor/find-a-doctor/

Link: https://smcovered.com/enrollment/review-certificates-flyers/

By Kevin L. Licensed Insurance Producer

 

——

 

Attending a US college can be financially stressful. The average fee to attend a private non-profit four-year university is $48,510 per year. For international students, the costs are even higher.

 

But do you know that you can save up to $4,061 a year with insurance waiver?

 

What is an insurance waiver?

On your tuition bill, you will see that Stanford has automatically enrolled you in the university’s Student Health Insurance.

 

However, international students can enroll in a surprisingly more affordable plan designed specifically for them. The Cardinal Care of Stanford University costs $5,208 a year. Alternatively, health coverage for international students can be as low as $1,147 a year.

 

An insurance waiver is an application to switch your plan that better fits your needs. Simply enroll in an insurance plan that meets the school’s waiver requirements and submit an insurance waiver on the school’s website.

 

Why are health insurances plans more affordable?

The insurance costs are calculated based on the risks of the demographics. University health plans are usually more expensive because the plans serve a broader range of the population, including international and domestic students.

 

How to pick a health insurance plan?

A good insurance plan protects you from minor illnesses to serious injuries and diseases. When you’re looking for a plan, consider these factors:

1. The Costs
   Some plans are much more cost-effective than others. But the cost is the only factor you need to take into consideration. A plan with limited coverage can lead to catastrophic financial loss.
2. Insurance benefits
   Read the insurance policies carefully. A good insurance plan should have a low deductible, a high coinsurance, low copays, and a low out-of-pocket maximum.
3. Provider network
   Provider network is a group of care providers partnering with the insurance company to provide you with pre-negotiated rates. A powerful network allows you to find trustworthy doctors and hospitals wherever you need.

 

Can you recommend a good health insurance plan?

Student Medicover, a partner of UnitedHealthcare, offers the most cost-effective and reliable health insurance plans for international students in the market.

• Reliable Coverage:
  Their coverage features low deductibles, high coinsurances, low copays, and low out-of-pocket maximums. Their plans offer substantial coverage for doctor visits, hospital stays, emergency care, prescription drugs, and many other treatments found in the policy brochures.
• Find a trusted doctor anywhere in the country
  With Student Medicover, you can access accredited care providers in the nation’s leading network – UnitedHealthcare Options PPO. You will enjoy lower costs for in-network medical services with pre-negotiated prices.
• Visit Student Health Center:
  Student Medicover offers in-network benefits for treatments received in any student health centers in the country, including Vaden Health Center.
• 24/7 Customer Service
  If you have any questions, you can always ask a customer service representative through email, phone, WhatsApp, Facebook, and online support center.

 

Here is a brief comparison between Cardinal Care and Student Medicover’s plans:

 

 

The chart is only a brief overview. Please refer to the policy brochures to learn more about the plans.

 

How to waive health insurance?

Completing an insurance waiver is very simple. It takes you only 15 minutes.

 

1. Enroll in an insurance plan
   Visit Student Medicover’s website smcovered.com, scroll down to “Enrollment”, and enroll in either Prime or Elite plan.
2. Download the waiver form
   Download the International Student Insurance Coverage Certification Form on the school’s website. Fill in the form with your personal information and send it to Student Medicover via sm@smcovered.com. The customer care team will complete the rest of the form and send it to you in one business day.

 

3. Submit the completed waiver form
   Log in to SUNet, choose “Other Service & Support”, and select “Student Services” as Request Category and “Health Insurance” as Request Type. Finally, upload the waiver form as an attachment and submit,

 

After your application is approved, the school will either refund you or remove the health insurance fee on your tuition bill.

 

If you need any help, you can always reach out to Student Medicover’s customer service team:

Facebook: @smcovered https://www.facebook.com/smcovered

Email: sm@smcovered.com

24/7 Tel: 812-360-2313

WhatAspp: 1-812-360-2313

About Student Medicover
By partnering with UnitedHealthcare, Student Medicover provides cost-effective, comprehensive insurance plans. We’re a team of experienced health enthusiasts who serve students with compassion, professionalism, and dedication.

Founded in 2013, Student Medicover maintained an annual sales growth of more than 200% and now serves more than 20,000 international students from 43 countries and 662 universities. We partnered with more than 120 student organizations across the country in order to build a supportive, vibrant, and healthy community.

 

“International students in the U.S usually lack minimum education in healthcare. The problem threatens to undermine students’ health. Besides, international students are reluctant to seek necessary treatment, for fear of long wait times and steep bills.

 

Student Medicover strives to make high-quality, affordable healthcare accessible to every international student. ”                                        

 ——Jerry Hu, CEO of Student Medicover

 

Reference:

–https://www.thebalance.com/health-insurance-waiver-2645762

–https://www.huffpost.com/entry/are-college-health-plans-life-saving-bargains-or-ripoffs_n_59c95072e4b06ddf45fa4a0f

–https://www.internationalstudent.com/study_usa/preparation/health-care/

https://smcovered.com/visit-a-doctor/find-a-doctor/

Link: https://smcovered.com/enrollment/review-certificates-flyers/

https://vaden.stanford.edu/sites/g/files/sbiybj10461/f/insurance-coverage-certification_fy18_0.pdf

By Kevin L. Licensed Insurance Producer

 

——

 

Attending a US college can be financially stressful. The average fee to attend a private non-profit four-year university is $48,510 per year. For international students, the costs are even higher.

 

But do you know that you can save up to $2,371 a year with insurance waiver?

 

What is an insurance waiver?

On your tuition bill, you will see that NYU has automatically enrolled you in the university’s Student Health Insurance.

 

However, international students can enroll in a surprisingly more affordable plan designed specifically for them. The Basic Plan of New York University costs $3,518 a year. Alternatively, health coverage for international students can be as low as $1,147 a year.

 

An insurance waiver is an application to switch your plan that better fits your needs. Simply enroll in an insurance plan that meets the school’s waiver requirements and submit an insurance waiver on the school’s website.

 

Why are health insurances plans more affordable?

The insurance costs are calculated based on the risks of the demographics. University health plans are usually more expensive because the plans serve a broader range of the population, including international and domestic students.

 

How to pick a health insurance plan?

A good insurance plan protects you from minor illnesses to serious injuries and diseases. When you’re looking for a plan, consider these factors:

1. The Costs
   Some plans are much more cost-effective than others. But the cost is the only factor you need to take into consideration. A plan with limited coverage can lead to catastrophic financial loss.
2. Insurance benefits
   Read the insurance policies carefully. A good insurance plan should have a low deductible, a high coinsurance, low copays, and a low out-of-pocket maximum.
3. Provider network
   Provider network is a group of care providers partnering with the insurance company to provide you with pre-negotiated rates. A powerful network allows you to find trustworthy doctors and hospitals wherever you need.

 

Can you recommend a good health insurance plan?

Student Medicover, a partner of UnitedHealthcare, offers the most cost-effective and reliable health insurance plans for international students in the market.

• Reliable Coverage:
  Their coverage features low deductibles, high coinsurances, low copays, and low out-of-pocket maximums. Their plans offer substantial coverage for doctor visits, hospital stays, emergency care, prescription drugs, and many other treatments found in the policy brochures.
• Find a trusted doctor anywhere in the country
  With Student Medicover, you can access accredited care providers in the nation’s leading network – UnitedHealthcare Options PPO. You will enjoy lower costs for in-network medical services with pre-negotiated prices.
• Visit Student Health Center:
  Student Medicover offers in-network benefits for treatments received in any student health centers in the country, including NYU Student Health Center.
• 24/7 Customer Service
  If you have any questions, you can always ask a customer service representative through email, phone, WhatsApp, Facebook, and online support center.

 

Here is a brief comparison between NYU Basic and Student Medicover’s plans:

The chart is only a brief overview. Please refer to the policy brochures to learn more about the plans.

How to waive health insurance?

Completing an insurance waiver is very simple. It takes you only 15 minutes.

 

1. Enroll in an insurance plan
   Visit Student Medicover’s website smcovered.com, scroll down to “Enrollment”, and enroll in either Prime or Elite plan.
2. Download the waiver form
   You will automatically receive a completed waiver form in your registered email in one business day. Make sure the personal information is all correct and sign.

 

3.    Download insurance ID card

To download the card, simply register a UHCSR account by visiting uhcsr.com and clicking Create My Account at the bottom.

 

4.   Send the waiver form to school office and submit request online

Email or mail the waiver form to school insurance office and submit waive request on school insurance website: https://nyu.consolidatedhealthplan.com/student_health/new_york_university/initial_login.html

 

After your application is approved, the school will either refund you or remove the health insurance fee on your tuition bill.

 

If you need any help, you can always reach out to Student Medicover’s customer service team:

Facebook: @smcovered https://www.facebook.com/smcovered

Email: sm@smcovered.com

24/7 Tel: 812-360-2313

WhatAspp: 1-812-360-2313

About Student Medicover
By partnering with UnitedHealthcare, Student Medicover provides cost-effective, comprehensive insurance plans. We’re a team of experienced health enthusiasts who serve students with compassion, professionalism, and dedication.

Founded in 2013, Student Medicover maintained an annual sales growth of more than 200% and now serves more than 20,000 international students from 43 countries and 662 universities. We partnered with more than 120 student organizations across the country in order to build a supportive, vibrant, and healthy community.

 

“International students in the U.S usually lack minimum education in healthcare. The problem threatens to undermine students’ health. Besides, international students are reluctant to seek necessary treatment, for fear of long wait times and steep bills.

 

Student Medicover strives to make high-quality, affordable healthcare accessible to every international student. ”                                        

 ——Jerry Hu, CEO of Student Medicover

 

Reference:

–https://www.thebalance.com/health-insurance-waiver-2645762

–https://www.huffpost.com/entry/are-college-health-plans-life-saving-bargains-or-ripoffs_n_59c95072e4b06ddf45fa4a0f

–https://www.internationalstudent.com/study_usa/preparation/health-care/

https://smcovered.com/visit-a-doctor/find-a-doctor/

Link: https://smcovered.com/enrollment/review-certificates-flyers/

By Kevin L. Licensed Insurance Producer

 

——

 

Attending a US college can be financially stressful. The average fee to attend a private non-profit four-year university is $48,510 per year. For international students, the costs are even higher.

 

But you can save up to $2098 a year with insurance waiver.

 

What is an insurance waiver?

On your tuition bill, you will see that NCSU has automatically enrolled you in the university’s Student Health Insurance, which costs $2,627 a year.

 

However, international students can enroll in a surprisingly affordable plan designed specifically for them. NCSU Student Health Insurance costs $2,627 a year. Alternatively, health coverage for international students can be as low as $529 a year.

 

An insurance waiver is an application to switch your plan that better fits your needs. Simply enroll in an insurance plan that meets the school’s waiver requirements and submit an insurance waiver on the school’s website.

 

Why are health insurances plans more affordable?

The insurance costs are calculated based on the risks of the demographics. University health plans are usually more expensive because the plans serve a broader range of the population, including international and domestic students.

 

How to pick a health insurance plan?

A good insurance plan protects you from minor illnesses to serious injuries and diseases. When you’re looking for a plan, consider these factors:

 

1. The Costs
   Some plans are much more cost-effective than others. But the cost is the only factor you need to take into consideration. A plan with limited coverage can lead to catastrophic financial loss.
2. Insurance benefits
   Read the insurance policies carefully. A good insurance plan should have a low deductible, a high coinsurance, low copays, and a low out-of-pocket maximum.
3. Provider network
   Provider network is a group of care providers partnering with the insurance company to provide you with pre-negotiated rates. A powerful provider network allows you to find trustworthy doctors and hospitals wherever you need.

 

Can you recommend a good health insurance plan?

Student Medicover, a partner of UnitedHealthcare, offers the most cost-effective and reliable health insurance plans for international students in the market.

 

• Reliable Coverage:
  Their coverage features low deductibles, high coinsurances, low copays, and low out-of-pocket maximums. Their plans offer substantial coverage for doctor visits, hospital stays, emergency care, and many other treatments found in the policy brochures.
• Find a trusted doctor anywhere in the country
  With Student Medicover, you can access accredited care providers in the nation’s leading provider network – UnitedHealthcare Options PPO. You will enjoy lower costs for in-network medical services with pre-negotiated prices.
• Visit Student Health Center:
  Student Medicover offers in-network benefits for treatments received in any student health centers in the country, including NCSU Health Center.

 

• 24/7 Customer Service
  If you have any questions, you can always ask a customer service representative through email, phone, WhatsApp, Facebook, and online support center.

 

Here is a brief comparison between NCSU’s Student Health Insurance and Student Medicover:

 

 

The chart is only a brief overview. Please refer to the policy brochures to learn more about the plans.

How to waive health insurance?

Completing an insurance waiver is very simple. It takes you only 15 minutes.

 

1.    Enroll in an insurance plan

Visit Student Medicover’s website smcovered.com, scroll down to “Enrollment”, and enroll in Elite, Prime, Preferred, or Basic plan.

 

2.    Download your insurance ID card

Wait for at least two business days for your ID card to be ready. Then register for an account and download the card on UHCSR, the insurance underwriter of Student Medicover.

 

3.   Submit your waiver form

Visit the website: https://studentbluenc.com/#/ncsu/waive, and fill out the waiver form with the information below:

• Insurance Company Name: UnitedHealthcare
• Company Phone Number: 800-767-0700
• Policy Number: SR ID Number found on your insurance ID
• Group/Plan Number:

Elite: 2019-203045-91

Prime: 2019-203113-91

Preferred: 2019-203044-91

Basic100: 2019-203043-91

Basic500: 2019-203043-93

• Policy Holder Name: Your name
• Student’s Relation to Policy Holder: Self
• Add Proof of Coverage: Upload your insurance ID card

Choose “Yes” of Waiver Agreements

Click “Submit”.

 

After your application is approved, the school will either refund you or remove the health insurance fee on your tuition bill.

 

If you need any help, you can always reach out to Student Medicover’s customer service team:

Facebook: @smcovered https://www.facebook.com/smcovered

Email: sm@smcovered.com

24/7 Tel: 812-360-2313

WhatAspp: 1-812-360-2313

About Student Medicover
By partnering with UnitedHealthcare, Student Medicover provides cost-effective, comprehensive insurance plans. We’re a team of experienced health enthusiasts who serve students with compassion, professionalism, and dedication.

Founded in 2013, Student Medicover maintained an annual sales growth of more than 200% and now serves more than 20,000 international students from 43 countries and 662 universities. We partnered with more than 120 student organizations across the country in order to build a supportive, vibrant, and healthy community.

 

“International students in the U.S usually lack minimum education in healthcare. The problem threatens to undermine students’ health. Besides, international students are reluctant to seek necessary treatment, for fear of long wait times and steep bills.

 

Student Medicover strives to make high-quality, affordable healthcare accessible to every international student. ”                                        

 ——Jerry Hu, CEO of Student Medicover

 

Reference:

–https://www.thebalance.com/health-insurance-waiver-2645762

–https://www.huffpost.com/entry/are-college-health-plans-life-saving-bargains-or-ripoffs_n_59c95072e4b06ddf45fa4a0f

–https://www.internationalstudent.com/study_usa/preparation/health-care/

https://smcovered.com/visit-a-doctor/find-a-doctor/

Link: https://smcovered.com/enrollment/review-certificates-flyers/

https://idp.uhcsr.com/core/TieAccount

By Kevin L. Licensed Insurance Producer

 

——

 

Attending a US college can be financially stressful. The average fee to attend a private non-profit four-year university is $48,510 per year. For international students, the costs are even higher.

 

But you can save up to $807 a year with insurance waiver.

 

What is an insurance waiver?

On your tuition bill, you will see that MSU has automatically enrolled you in the university’s Student Health Insurance, which costs $1,687 a year.

 

However, international students can enroll in a surprisingly affordable plan designed specifically for them. MSU Student Health Insurance costs $1,687 a year. Alternatively, health coverage for international students can be as low as $880 a year.

 

An insurance waiver is an application to switch your plan that better fits your needs. Simply enroll in an insurance plan that meets the school’s waiver requirements and submit an insurance waiver on the school’s website.

 

Why are health insurances plans more affordable?

The insurance costs are calculated based on the risks of the demographics. University health plans are usually more expensive because the plans serve a broader range of the population, including international and domestic students.

 

How to pick a health insurance plan?

A good insurance plan protects you from minor illnesses to serious injuries and diseases. When you’re looking for a plan, consider these factors:

 

1. The Costs
   Some plans are much more cost-effective than others. But the cost is the only factor you need to take into consideration. A plan with limited coverage can lead to catastrophic financial loss.
2. Insurance benefits
   Read the insurance policies carefully. A good insurance plan should have a low deductible, a high coinsurance, low copays, and a low out-of-pocket maximum.
3. Provider network
   Provider network is a group of care providers partnering with the insurance company to provide you with pre-negotiated rates. A powerful provider network allows you to find trustworthy doctors and hospitals wherever you need.

 

Can you recommend a good health insurance plan?

Student Medicover, a partner of UnitedHealthcare, offers the most cost-effective and reliable health insurance plans for international students in the market.

 

• Reliable Coverage:
  The coverage features low deductibles, high coinsurances, low copays, and low out-of-pocket maximums. The plans offer substantial coverage for doctor visits, hospital stays, emergency care, prescription drugs, and many other treatments found in the policy brochures.
• Find a trusted doctor anywhere in the country
  With Student Medicover, you can access accredited care providers in the nation’s leading Provider network – UnitedHealthcare Options PPO. You will enjoy lower costs for in-network medical services with pre-negotiated prices.
• Visit Student Health Center:
  Student Medicover offers in-network benefits for treatments received in any student health centers in the country, including MSU Olin Health Center.

 

• 24/7 Customer Service
  If you have any questions, you can always ask a customer service representative through email, phone, WhatsApp, Facebook, and online support center.

 

Here is a brief comparison between MSU’s Student Health Insurance and Student Medicover:

 

 

The chart is only a brief overview. Please refer to the policy brochures to learn more about the plans.

How to waive health insurance?

Completing an insurance waiver is very simple. It takes you only 15 minutes.

 

1.    Enroll in an insurance plan

Visit Student Medicover’s website smcovered.com, scroll down to “Enrollment”, and enroll in either Preferred Plus plan or Preferred Plus Care plan.

 

2.    Download your insurance ID card

Wait for at least two business days for your ID card to be ready. Then register for an account and download the card on UHCSR, the insurance underwriter of Student Medicover.

 

3.   Submit your waiver form

Visit MSU’s website: https://stuinfo.msu.edu/, and fill out the waiver form with the information below:

• Policy Holder ID Number: SR ID found on your insurance ID
• Carrier Name: UnitedHealthcare
• Policy Holder Name: Your name

Choose “Yes” of QUESTIONS ABOUT YOUR COVERAGE.

Click “Continue”.

 

After your application is approved, the school will either refund you or remove the health insurance fee on your tuition bill.

 

If you need any help, you can always reach out to Student Medicover’s customer service team:

Facebook: @smcovered https://www.facebook.com/smcovered

Email: sm@smcovered.com

24/7 Tel: 812-360-2313

WhatAspp: 1-812-360-2313

About Student Medicover
By partnering with UnitedHealthcare, Student Medicover provides cost-effective, comprehensive insurance plans. We’re a team of experienced health enthusiasts who serve students with compassion, professionalism, and dedication.

Founded in 2013, Student Medicover maintained an annual sales growth of more than 200% and now serves more than 20,000 international students from 43 countries and 662 universities. We partnered with more than 120 student organizations across the country in order to build a supportive, vibrant, and healthy community.

 

“International students in the U.S usually lack minimum education in healthcare. The problem threatens to undermine students’ health. Besides, international students are reluctant to seek necessary treatment, for fear of long wait times and steep bills.

 

Student Medicover strives to make high-quality, affordable healthcare accessible to every international student. ”                                        

 ——Jerry Hu, CEO of Student Medicover

 

Reference:

–https://www.thebalance.com/health-insurance-waiver-2645762

–https://www.huffpost.com/entry/are-college-health-plans-life-saving-bargains-or-ripoffs_n_59c95072e4b06ddf45fa4a0f

–https://www.internationalstudent.com/study_usa/preparation/health-care/

https://smcovered.com/visit-a-doctor/find-a-doctor/

Link: https://smcovered.com/enrollment/review-certificates-flyers/

https://idp.uhcsr.com/core/TieAccount