Elite
$129.90/30 DaysUnder 25
가장 효율적이고 인기있는 플랜: 저렴한 공제액, 최대 90 %의 보상 비율 및 예방 치료 서비스.
Prime
$106.20/30 DaysUnder 25
효율적인 비용의 보험 플랜: 저렴한 보험료, 낮은 공제액, 최대 80% 보상 및 예방 치료 서비스.
Choice
$89.70/30 DaysUnder 25
Preferred
$73.50/30 DaysUnder 25
이 보험 플랜은 보험료 및 공제액이 저렴합니다. 또한 처방약 및 양질의 의료 혜택을 보장합니다.
Basic
$57/30 DaysUnder 25or$54/30 DaysUnder 25
저렴한 보험료와 질병에 대한 충분한 보호를 원하는 학생들에게 적합합니다.
| Download Policy | Certificate | Certificate | Certificate | Certificate | Certificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$0 Per Policy Year | $100 Per Policy Year | $500 Per Policy Year | $100 Per Policy Year | $100 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit | No Overall Maximum Dollar Limit | No Overall Maximum Dollar Limit | $500,000 | $500,000 |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
90% except as noted | 80% except as noted | 80% except as noted | 80% except as noted | 80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$5000 Per Policy Year | $6350 Per Policy Year | $7350 Per Policy Year |  |
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Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
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12 months |
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Perferred Allowance | 100% of Perferred Allowance | 100% of Perferred Allowance | No Benefits | No Benefits |
Prescription DrugsDrugs and medications that by law require a prescription. |
$15 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$15 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$25 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$20 Copay - Tier 1 40% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
No Benefits for UHCP |
Routine Eye ExamTBA |
$100 Maximum | $100 Maximum | |
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Vision Care Supplies/h3>TBA |
$100 Maximum | $100 Maximum | |
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Enroll Now
Elite
$129.90/30 Days
| Download Policy | Certificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$0 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
90% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$5000 Per Policy Year |
Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
|
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Perferred Allowance |
Prescription DrugsDrugs and medications that by law require a prescription. |
|
Routine Eye ExamTBA |
$100 Maximum |
Prime
$106.20/30 Days
| Download Policy | Certificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$100 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$6350 Per Policy Year |
Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
|
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Perferred Allowance |
Prescription DrugsDrugs and medications that by law require a prescription. |
|
Routine Eye ExamTBA |
$100 Maximum |
Choice
$89.70/30 Days
| Download Policy | Certificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$500 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$7350 Per Policy Year |
Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
|
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Perferred Allowance |
Prescription DrugsDrugs and medications that by law require a prescription. |
|
Routine Eye ExamTBA |
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Preferred
$73.50/30 Days
| Download Policy | Certificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$100 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
$500,000 |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
|
Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
|
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
No Benefits |
Prescription DrugsDrugs and medications that by law require a prescription. |
|
Routine Eye ExamTBA |
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Basic
$57 or $54/30 Days
| Download Policy | Certificate |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
Option of $100 or $500 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
$500,000 |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
|
Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
12 months |
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
No Benefits |
Prescription DrugsDrugs and medications that by law require a prescription. |
12 months |
Routine Eye ExamTBA |
|
87%
보험에 가입 한 학생의 87 %가
Student Medicover를 적극 권장했습니다*
*학생 Student Medicover 고객 만족도 조사
57 개국
저희 보험에 가입한 학생들은57 개국
662 대학
662개 대학교에서 공부하고 있습니다
150,000+ 명이 넘는 학생들이 건강을 유지하도로 지원해 왔습니다.
걱정하지 마세요. 당신은 보험으로 보장받고 있습니다.
치료가 필요하지만 비싼 의료비때문에 걱정이신가요? 걱정하지 마세요. 저희는 경미한.
질병부터 심각한 질환까지 가입자들을 보호하기 위해 포괄적인 지원을 아끼지 않습니다.
의사 방문
병원 치료
예방적 간호*
처방약*
응급실
구급차
심리 자문
온라인 의사 상담
*Preventative care 서비스는 Prime과 Elite 플랜에 포함되어 있습니다.
의사의 처방전이 필요한 약에 관한 지원 또한 Preferred, Prime and Elite 플랜 내 포함되어 있습니다.
.
저희 보험은 최고의 의료 네트워크를 사용하여 미국내 가장 권위있는 의사와 의료 기관을 하나로 모았습니다.UnitedHealthcare Options PPO를 통해 전국 어디서나 15 분 이내에 전문적인 의사 및 병원을 찾을 수 있습니다.
840,000+ 명 이상의 의사 및 건강 관리 전문가 (진료소, 실험실, 관리 센터 등)
5,700+ 개 이상의 병원
30,000+ 개 이상의 약국
진료 받을 수 있는 곳？
네트워크 내 의료기관 찾기
UHCSR 모바일 앱 또는 의료 제공자 조회 (preferred provider lookup)를 통해 미국 내 어느 곳에서나 15 분 안에 네트워크 내 의료 제공자를 찾으세요.
학교 내 치료: 학생 건강 센터
저희의 보험으로 학교 보건소의 의사를 방문하면 공제 및 상담 비용을 부담하지 않아 되기 때문에 더 편리하고 효과적입니다.
무료 온라인 상담
온라인 상담으로 시간과 비용을 절약하세요. 모바일 기기 또는 컴퓨터로 15 분 내로 의사와 상담 할 수 있습니다. 모든 상담 비용은 무료입니다.
해외 의료 지원: 글로벌 응급 서비스
24/7 의료 지원은 GES를 통해 전 세계 어디서나 제공됩니다. 연락처는 보험 ID 뒷면에 있습니다.
저희의 팀은 고객들을 위한 친절과 인내심을 핵심으로 생각합니다.. 저희 보험 담당자에게 문의하시면 건강 보험 사용, 의사 방문, 보험 ID 다운로드 및 청구와 관련된 모든 문제에 대해 도움을 드릴 수 있습니다.
