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보험 플랜

Elite

$129.90/30 DaysUnder 25

  • 가장 효율적이고 인기있는 플랜: 저렴한 공제액, 최대 90 %의 보상 비율 및 예방 치료 서비스.

Prime

$106.20/30 DaysUnder 25

  • 효율적인 비용의 보험 플랜: 저렴한 보험료, 낮은 공제액, 최대 80% 보상 및 예방 치료 서비스.

Choice

$89.70/30 DaysUnder 25

Preferred

$73.50/30 DaysUnder 25

  • 이 보험 플랜은 보험료 및 공제액이 저렴합니다. 또한 처방약 및 양질의 의료 혜택을 보장합니다.

Basic

$57/30 DaysUnder 25or$54/30 DaysUnder 25

  • 저렴한 보험료와 질병에 대한 충분한 보호를 원하는 학생들에게 적합합니다.

Download PolicyFlyerCertificateFlyerCertificateFlyerCertificateFlyerCertificateFlyerCertificate

Deductible

The amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services.

Deductible (Preferred Provider)
$0 Per Policy Year $100 Per Policy Year $500 Per Policy Year $100 Per Policy Year $100 Per Policy Year

Maximum Benefit

The most an insurance company will pay for claims made within a certain period of time.

Maximum Benefit (For each Injury or Sickness)
No Overall Maximum Dollar Limit No Overall Maximum Dollar Limit No Overall Maximum Dollar Limit $500,000 $500,000

Coinsurance

The percentage of costs of a covered health care service the insurance company pays after you've paid your deductible.

Coinsurance (Preferred Provider)
90% except as noted 80% except as noted 80% except as noted 80% except as noted 80% except as noted

Out-of-pocket maximum

The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover.

Out-of-pocket Maximum (Preferred Provider)
$5000 Per Policy Year $6350 Per Policy Year $7350 Per Policy Year

Pre-existing waiting period

The time period during which an individual policy won't pay for care relating to a pre-existing condition.

Pre-existing Waiting Period
12 months

Preventative care services

Health care services that help prevent disease. Flu shots and Pap smears are examples of preventive care.

Preventive Care Services
100% of Perferred Allowance 100% of Perferred Allowance 100% of Perferred Allowance No Benefits No Benefits

Prescription Drugs

Drugs and medications that by law require a prescription.

Prescription Drugs (UnitedHealthcare Pharmacy)
$15 Copay - Tier 1
30% Coinsurance - Tier 2
50% Coinsurance - Tier 3
$15 Copay - Tier 1
30% Coinsurance - Tier 2
50% Coinsurance - Tier 3
$25 Copay - Tier 1
30% Coinsurance - Tier 2
50% Coinsurance - Tier 3
$20 Copay - Tier 1
40% Coinsurance - Tier 2
50% Coinsurance - Tier 3
No Benefits for UHCP

Routine Eye Exam

TBA

Routine Eye Exam
$100 Maximum $100 Maximum

Vision Care Supplies/h3>

TBA

Vision Care Supplies
$100 Maximum $100 Maximum
Enroll Now
Download Policy FlyerCertificate

Deductible

The amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services.

Deductible (Preferred Provider)
$0 Per Policy Year

Maximum Benefit

The most an insurance company will pay for claims made within a certain period of time.

Maximum Benefit (For each Injury or Sickness)
No Overall Maximum Dollar Limit

Coinsurance

The percentage of costs of a covered health care service the insurance company pays after you've paid your deductible.

Coinsurance (Preferred Provider)
90% except as noted

Out-of-pocket maximum

The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover.

Out-of-pocket Maximum (Preferred Provider)
$5000 Per Policy Year

Pre-existing waiting period

The time period during which an individual policy won't pay for care relating to a pre-existing condition.

Pre-existing Waiting Period

Preventative care services

Health care services that help prevent disease. Flu shots and Pap smears are examples of preventive care.

Preventive Care Services
100% of Perferred Allowance

Prescription Drugs

Drugs and medications that by law require a prescription.

Prescription Drugs (UnitedHealthcare Pharmacy)

Routine Eye Exam

TBA

Routine Eye Exam
$100 Maximum
Download Policy FlyerCertificate

Deductible

The amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services.

Deductible (Preferred Provider)
$100 Per Policy Year

Maximum Benefit

The most an insurance company will pay for claims made within a certain period of time.

Maximum Benefit (For each Injury or Sickness)
No Overall Maximum Dollar Limit

Coinsurance

The percentage of costs of a covered health care service the insurance company pays after you've paid your deductible.

Coinsurance (Preferred Provider)
80% except as noted

Out-of-pocket maximum

The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover.

Out-of-pocket Maximum (Preferred Provider)
$6350 Per Policy Year

Pre-existing waiting period

The time period during which an individual policy won't pay for care relating to a pre-existing condition.

Pre-existing Waiting Period

Preventative care services

Health care services that help prevent disease. Flu shots and Pap smears are examples of preventive care.

Preventive Care Services
100% of Perferred Allowance

Prescription Drugs

Drugs and medications that by law require a prescription.

Prescription Drugs (UnitedHealthcare Pharmacy)

Routine Eye Exam

TBA

Routine Eye Exam
$100 Maximum
Download Policy FlyerCertificate

Deductible

The amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services.

Deductible (Preferred Provider)
$500 Per Policy Year

Maximum Benefit

The most an insurance company will pay for claims made within a certain period of time.

Maximum Benefit (For each Injury or Sickness)
No Overall Maximum Dollar Limit

Coinsurance

The percentage of costs of a covered health care service the insurance company pays after you've paid your deductible.

Coinsurance (Preferred Provider)
80% except as noted

Out-of-pocket maximum

The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover.

Out-of-pocket Maximum (Preferred Provider)
$7350 Per Policy Year

Pre-existing waiting period

The time period during which an individual policy won't pay for care relating to a pre-existing condition.

Pre-existing Waiting Period

Preventative care services

Health care services that help prevent disease. Flu shots and Pap smears are examples of preventive care.

Preventive Care Services
100% of Perferred Allowance

Prescription Drugs

Drugs and medications that by law require a prescription.

Prescription Drugs (UnitedHealthcare Pharmacy)

Routine Eye Exam

TBA

Routine Eye Exam
Download Policy FlyerCertificate

Deductible

The amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services.

Deductible (Preferred Provider)
$100 Per Policy Year

Maximum Benefit

The most an insurance company will pay for claims made within a certain period of time.

Maximum Benefit (For each Injury or Sickness)
$500,000

Coinsurance

The percentage of costs of a covered health care service the insurance company pays after you've paid your deductible.

Coinsurance (Preferred Provider)
80% except as noted

Out-of-pocket maximum

The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover.

Out-of-pocket Maximum (Preferred Provider)

Pre-existing waiting period

The time period during which an individual policy won't pay for care relating to a pre-existing condition.

Pre-existing Waiting Period

Preventative care services

Health care services that help prevent disease. Flu shots and Pap smears are examples of preventive care.

Preventive Care Services
No Benefits

Prescription Drugs

Drugs and medications that by law require a prescription.

Prescription Drugs (UnitedHealthcare Pharmacy)

Routine Eye Exam

TBA

Routine Eye Exam
Download Policy FlyerCertificate

Deductible

The amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services.

Deductible (Preferred Provider)
Option of $100 or $500 Per Policy Year

Maximum Benefit

The most an insurance company will pay for claims made within a certain period of time.

Maximum Benefit (For each Injury or Sickness)
$500,000

Coinsurance

The percentage of costs of a covered health care service the insurance company pays after you've paid your deductible.

Coinsurance (Preferred Provider)
80% except as noted

Out-of-pocket maximum

The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover.

Out-of-pocket Maximum (Preferred Provider)

Pre-existing waiting period

The time period during which an individual policy won't pay for care relating to a pre-existing condition.

Pre-existing Waiting Period
12 months

Preventative care services

Health care services that help prevent disease. Flu shots and Pap smears are examples of preventive care.

Preventive Care Services
No Benefits

Prescription Drugs

Drugs and medications that by law require a prescription.

Prescription Drugs (UnitedHealthcare Pharmacy)
12 months

Routine Eye Exam

TBA

Routine Eye Exam
Enroll Now

전 세계 학생들이 신뢰하고 만족해 왔습니다

Fill 1Normal

87%

보험에 가입 한 학생의 87 %가
Student Medicover를 적극 권장했습니다*

*학생 Student Medicover 고객 만족도 조사

Why Choose Use - earth-grid-symbol

57 개국

저희 보험에 가입한 학생들은57 개국

Why Choose Use - graduation cap

662 대학

662개 대학교에서 공부하고 있습니다

150,000+ 명이 넘는 학생들이 건강을 유지하도로 지원해 왔습니다.

걱정하지 마세요. 당신은 보험으로 보장받고 있습니다.

치료가 필요하지만 비싼 의료비때문에 걱정이신가요? 걱정하지 마세요. 저희는 경미한.

질병부터 심각한 질환까지 가입자들을 보호하기 위해 포괄적인 지원을 아끼지 않습니다.

Live Fearlessly - Doctor Visits

의사 방문

Live Fearlessly - Hospital Stay

병원 치료

Live Fearlessly - Preventive Care

예방적 간호*

Live Fearlessly - Prescription Drugs

처방약*

Live Fearlessly - Emergency Room

응급실

Live Fearlessly - Ambulance

구급차

Live Fearlessly - BetterHelp

심리 자문

Live Fearlessly - Online Doctor

온라인 의사 상담

*Preventative care 서비스는 Prime과 Elite 플랜에 포함되어 있습니다.

의사의 처방전이 필요한 약에 관한 지원 또한 Preferred, Prime and Elite 플랜 내 포함되어 있습니다.

.

장소와 시간에 구애받지 않고 전문의를 15분 이내로 찾을 수 있습니다.
Whenever. Wherever.

저희 보험은 최고의 의료 네트워크를 사용하여 미국내 가장 권위있는 의사와 의료 기관을 하나로 모았습니다.UnitedHealthcare Options PPO를 통해 전국 어디서나 15 분 이내에 전문적인 의사 및 병원을 찾을 수 있습니다.

United Healthcare Options PPO네트워크는 다음을 포함합니다:

  • 840,000+ 명 이상의 의사 및 건강 관리 전문가 (진료소, 실험실, 관리 센터 등)
  • 5,700+ 개 이상의 병원
  • 30,000+ 개 이상의 약국

진료 받을 수 있는 곳?

네트워크 내 의료기관 찾기

UHCSR 모바일 앱 또는 의료 제공자 조회 (preferred provider lookup)를 통해 미국 내 어느 곳에서나  15 분 안에 네트워크 내 의료 제공자를 찾으세요.

학교 내 치료: 학생 건강 센터

저희의 보험으로  학교 보건소의 의사를 방문하면 공제 및 상담 비용을 부담하지 않아 되기 때문에 더 편리하고 효과적입니다.

무료 온라인 상담

온라인 상담으로 시간과 비용을 절약하세요. 모바일 기기 또는 컴퓨터로  15 분 내로 의사와 상담 할 수 있습니다. 모든 상담 비용은 무료입니다.

해외 의료 지원: 글로벌 응급 서비스

24/7 의료 지원은 GES를 통해 전 세계 어디서나 제공됩니다. 연락처는 보험 ID 뒷면에 있습니다.

미국 의료 시스템에 대한 간단한 설명.

Student Medicover는 열정있는 유학생들에 의해 설립되었습니다. 저희 역시 유학생이었기에 미국의 유학생들이 직면한 많은 문제들에 대해 깊이 이해하고 있습니다. 미국 의료 시스템은 비싸고 복잡한 용어들로 가득합니다. 또한 많은 학생들이 긴 대기 시간과 비싼 청구서 때문에 의사를 만나기 꺼려합니다.

이 문제를 해결하기 위해, 저희는 학생들이 더욱 편리하게 의료보험을 사용하고  자신의 몸과 마음을 건강하게 유지할 수 있도록 이해하기 쉬운 다양한 의료 자료 및 콘텐츠를 게시한 플랫폼을 구축하였습니다.

도움이 필요하신가요? 지금 바로 연락하세요.

저희의 팀은 고객들을 위한 친절과 인내심을 핵심으로 생각합니다.. 저희 보험 담당자에게 문의하시면 건강 보험 사용, 의사 방문, 보험 ID 다운로드 및 청구와 관련된 모든 문제에 대해 도움을 드릴 수 있습니다.

저희에게 연락해주세요