Elite
$129.90/30 DaysUnder 25
Prime
$106.20/30 DaysUnder 25
Choice
$89.70/30 DaysUnder 25
以预防性治疗为特色,性价比最高的保险计划。
Preferred
$73.50/30 DaysUnder 25
Basic
$57/30 DaysUnder 25or$54/30 DaysUnder 25
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DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$0 Per Policy Year | $100 Per Policy Year | $500 Per Policy Year | $100 Per Policy Year | $100 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit | No Overall Maximum Dollar Limit | No Overall Maximum Dollar Limit | $500,000 | $500,000 |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
90% except as noted | 80% except as noted | 80% except as noted | 80% except as noted | 80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$5000 Per Policy Year | $6350 Per Policy Year | $7350 Per Policy Year | ![]() |
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Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
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12 months |
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Perferred Allowance | 100% of Perferred Allowance | 100% of Perferred Allowance | No Benefits | No Benefits |
Prescription DrugsDrugs and medications that by law require a prescription. |
$15 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$15 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$25 Copay - Tier 1 30% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
$20 Copay - Tier 1 40% Coinsurance - Tier 2 50% Coinsurance - Tier 3 |
No Benefits for UHCP |
Routine Eye ExamTBA |
$100 Maximum | $100 Maximum | ![]() |
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Vision Care Supplies/h3>TBA |
$100 Maximum | $100 Maximum | ![]() |
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Elite
$129.90/30 Days
Download Policy | FlyerBrochure |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$0 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
90% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$5000 Per Policy Year |
Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
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Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Perferred Allowance |
Prescription DrugsDrugs and medications that by law require a prescription. |
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Prime
$106.20/30 Days
Download Policy | FlyerBrochure |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$100 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$6350 Per Policy Year |
Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
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Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Perferred Allowance |
Prescription DrugsDrugs and medications that by law require a prescription. |
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Choice
$89.70/30 Days
Download Policy | FlyerBrochure |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$500 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
No Overall Maximum Dollar Limit |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
$7350 Per Policy Year |
Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
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Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
100% of Perferred Allowance |
Prescription DrugsDrugs and medications that by law require a prescription. |
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Preferred
$73.50/30 Days
Download Policy | FlyerBrochure |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
$100 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
$500,000 |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
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Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
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Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
No Benefits |
Prescription DrugsDrugs and medications that by law require a prescription. |
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Basic
$57 or $54/30 Days
Download Policy | FlyerBrochure |
DeductibleThe amount you pay for covered health care services before your insurance plan starts to pay. Deductible may not apply to all services. |
Option of $100 or $500 Per Policy Year |
Maximum BenefitThe most an insurance company will pay for claims made within a certain period of time. |
$500,000 |
CoinsuranceThe percentage of costs of a covered health care service the insurance company pays after you've paid your deductible. |
80% except as noted |
Out-of-pocket maximumThe most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits. The out-of-pocket limit doesn't include your monthly premiums. It also doesn't include anything you spend for services your plan doesn't cover. |
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Pre-existing waiting periodThe time period during which an individual policy won't pay for care relating to a pre-existing condition. |
12 months |
Preventative care servicesHealth care services that help prevent disease. Flu shots and Pap smears are examples of preventive care. |
No Benefits |
Prescription DrugsDrugs and medications that by law require a prescription. |
12 months |
自付额 Deductible
在保险公司开始赔付前,投保人自己支付的金额。
共付额 Copayment (or co-pay)
对某些特定项目,每次看病时自己需要支付的一定金额。
赔付比例 Coinsurance
自付额支付满额后,保险公司为医疗费用赔付的百分比。
最高自付额 Out-of-pocket Maximum
在一个保险政策年中,你永远不会支付超过最高自付限额。现金支付最高金额包括您的所有共付额,自付额和共同保险金。
保险选择贴士
该计划是否符合您的学校要求?
要成豁免(waive)大学健康计划,你购买的计划必须符合您学校的最低保险要求。保险要求可以网站官网上查找。
保险计划是否包含你需要的特定治疗/药物?
在选择计划时,请考虑你自身的医疗需求。如果您有特定的医疗需求,请咨询你的医生或我们的客服。
保险计划是否包含处方药?
Preferred, Prime, 和 Elite 计划提供处方药保障.
保险计划是否涵盖了已有病症?
已有病症指的是你在保险生效之前遇到的医疗保健问题。 Preferred,Prime和Elite计划对已有病症没有限制。只有Basic计划有12个月的等待期。