VT Insurance Waiver Guide

中文 | English

VT Insurance Waiver Guide 

Save $1883+/year from your tuition fee!

2021年 VT 弗吉尼亚理工学院暨州立大学 保险替换攻略

“ 在学校保险Waiver 截止日期前, 仅用15分钟,和我们一起搞定:

VT 弗吉尼亚理工学院暨州立大学学校保险替换, 轻松取回$ 1,883学费 ”

“ Simply submit your insurance waiver with us,

and get your $1,883+ tuition fee back!

What is an insurance waiver?

Attending a US college can be financially stressful. The average fee to attend a private non-profit four-year university is $48,510  per year. For international students, the costs are even higher.

On your tuition bill, you will see that VT has automatically enrolled you in the university’s insurance plan.

However, international students can enroll in a surprisingly more affordable plan designed specifically for them.  VT’s insurance plan costs  $3173 a year. Alternatively, health coverage for international students can be as low as $1,290 a year.

An insurance waiver is an application to switch your plan that better fits your needs. Simply enroll in an insurance plan that meets the school’s waiver requirements and submit an insurance waiver on the school’s website.

waive-guide
每一年,弗吉尼亚理工学院暨州立大学 (Virginia Tech)会自动为学生注册一笔最高达到 $3,173/年 的学校保险费用,并包含在学年的学费当中。可是,高昂的费用背后,却没有更优质的赔付比例,也没有弗吉尼亚理工学院暨州立大学 (VT)的专属售后客服,在遇上紧急问题时,找不到可以寻求帮助的途径。

什么是学校保险?

What is an insurance waiver?

每一年,弗吉尼亚理工学院暨州立大学 Virginia Tech会自动为学生注册一笔最高达到 $3173/ 的学校保险费用,并包含在学年的学费当中。可是,高昂的费用背后,却没有更优质的赔付比例,也没有弗吉尼亚理工学院暨州立大学 VT的专属售后客服,在遇上紧急问题时,找不到可以寻求帮助的途径。

waive-guide

Attending a US college can be financially stressful. The average fee to attend a private non-profit four-year university is $48,510  per year. For international students, the costs are even higher.

On your tuition bill, you will see that VT has automatically enrolled you in the university’s insurance plan.

However, international students can enroll in a surprisingly more affordable plan designed specifically for them.  VT’s insurance plan costs  $3,173 a year. Alternatively, health coverage for international students can be as low as $1,290 a year.

An insurance waiver is an application to switch your plan that better fits your needs. Simply enroll in an insurance plan that meets the school’s waiver requirements and submit an insurance waiver on the school’s website.

waive-guide

为何学校保险费用高昂却性价比低?

保险的定价是由保险风险估算决定的。首先,学校的保险不仅包含了留学生,还包括了本地生。其次,学校保险涵盖的投保人年龄层跨越大;另外,学校保险的投保人群还包括有病史的残疾人等等,所以学校保险的风险要高很多。再者,投保人年龄在25岁以下和25岁以上是有价格区别的。而Student Medicover留学生保险只针对留学生,留学生群体风险评估较低,也更了解留学生在美的需求,这也是为什么Student Medicover保险价格比学校保险便宜这么多,却还能有更高性价比的主要原因。

Why are alternative health insurance plans more affordable?

The insurance costs are calculated based on the risks of the demographics. University health plans are usually more expensive because the plans serve a broader range of the population, including international and domestic students.

insurance waiver

学校保险并不是大家唯一的选择,

弗吉尼亚理工学院暨州立大学 Virginia Tech允许留学生们

使用经过学校认证通过后的校外保险——

Student Medicover的保险计划

进行学校保险的替换

弗吉尼亚理工学院暨州立大学VT学校保险对比Student Medicover保险

VT Insurance Plan vs. Student Medicover Insurance Plans

使用Student Medicover保险

替换学校保险

最高立省 $1883

Waive your college insurance with Student Medicover

SAVE up to $1883 !

Student Medicover作为全美目前最好的留学生医疗保险

全美最大的保险公司UnitedHealthCare合作,采用覆盖面最广的PPO医疗网络,让同学们方便快捷地找到最近的网络内医院, 享受高比例赔付

唯一帮助国内同学解决waive问题的专业团队,为你详细解读NYU保险政策。

包含 新冠 (Covid-19) 相关检测、治疗与疫苗

Student Medicover provides the most cost-effective and comprehensive insurance plans for international students in the U.S.

Reliable Coverage: Student Medicover’s coverage features low deductibles, high coinsurances, low copays, and low out-of-pocket maximums. Their plans offer substantial coverage for doctor visits, hospital stays, emergency care, prescription drugs, and many other treatments found in the policy brochures. Covid-19 treatment and vaccination are also covered.

Find a trusted doctor anywhere in the country: With Student Medicover, you can access accredited care providers in the nation’s leading network – UnitedHealthcare Options PPO. You will enjoy lower costs for in-network medical services with pre-negotiated prices.

Visit Student Health Center: Student Medicover offers in-network benefits for treatments received in any student health centers in the country, including NYU Student Health Care Center.

24/7 Customer Service: If you have any questions, you can always ask a customer service representative through email, phone, WhatsApp, Facebook, and online support center.

购买及更新保险攻略

How to enroll?

STEP 1

购买Student Medicover留学保险

访问 smcovered.com, 在Organization处输入 Virginia Tech

学校规定保险至少需要覆盖上学期间,所以请在coverage处输入 08/26/2020-08/25/2021

Enroll in an insurance plan

Visit smcovered.com, scroll down to "Enrollment"

- Choose your Birthday

- School: Choose Virginia Tech

- Student Category: F1 International

- Coverage Period: 08/26/2020-08/25/2021



step1-1

Student Medicover保险的Prime和Elite计划都符合学校要求,保证waive成功~

提醒同学们,付款的过程中如果出现问题,比如长时间停留在加载页面,大家一定不要后退,也不要重复操作。如果付款不成功,请第一时间联系文末的客服。 使用BOA和PNC银行卡付款,银行会收取手续费,请同学们尽量选择其他银行卡哦。

STEP 2

下载保险卡

保险购买完成后,前往UnitedHealthcare Student Resource的官网uhcsr.com,点击底部的Create My Account注册账号

Download your ID Card

- Go to UHCSR.com

- Choose "CREATE MY ACCOUNT" at the bottom



step2-1

进入页面后:

1.输入姓名、生日及注册Student Medicover时用的邮箱

2.系统会问你是否已购买其他保险,选择 Certify No Insurance

3.登录MyAccount后,点击ID Card下载并打印即可

- Enter your Name, Birthday, and your Registered account email to create account

- Choose "Certify No Insurance" when the system asks if you have other insurance

- Log in to "My Account", click "ID Card" so you can download and print it



step2-2

STEP 3

Fill in the waiver form

-Visit VT's insurance website
-Click "International Students"and "2020-2021 International Waiver"

弗吉尼亚理工大学 (Virginia Tech)专属 - 学校保险替换Waive详细流程攻略

-访问学校网站
-点击红框内容International Students-Waiver



step3-1

step3-2

step3-3

-Fill in the form with the offered information below:

-进入Google Form,根据流程图填写信息:



step3-4

step3-5

step3-6

step3-7

step3-8

step3-9

step3-10

step3-11

After your application is approved, the school will either refund you or remove the health insurance fee on your tuition bill.

学校审核通过后,保险费用将会从新一年的学费账单中免除



View All

美国IUL保险费用构成 |你交的保费都用到哪里了?

美国IUL保险费用构成 |你交的保费都用到哪里了?

通常情况下,保险公司在给保险经纪人提供的保单计划工具中,不会添加保费(或成本)这一项目,这也是为什么客户一般看不到保险费用明细。

对于想要知道自己保费都花在哪里的客户来说,可以先来了解一下IUL保费的构成。IUL产品的保费会根据不同保险公司的具体产品而有所差异,整体上可以分为以下几类:
1. 保费费 Premium Charge/Loads
投保人每缴纳一笔保费时,就会根据存入的保费金额被扣除一笔费用,通常是5-8%。这笔费用只在交保费的当年产生,不交保费不产生。保险公司主要使用这笔钱去支付联邦政府以及各个州的相关税收。
2. 保险成本 Cost of Insurance (COI)
保险成本是人寿保险的核心成本,也是所有保单的主要构成。这项费用每年都会收取,且随着投保人的年龄增长而增加。费用是根据投保人年龄、保额大小、以及生命表死亡率等因素动态调整的一项收费。

3. 保单收费 Policy Fee

保单费是固定费用,一般按年或按月收,终身收取。保单费的实际费率各个保险公司有一定差别,但大体上在每年60-240美元之间。

4. 保单成本 Policy Charge

保单成本包括了保单相关的各项直接成本以及保险公司分摊到保单内的成本,如:保单合约创建及维护费用、保单审核过程中的查询费用如查询客户医疗记录等、支付给经纪人的佣金、保险公司日常运营费用分摊等。

保险公司一般在10-15年间将保单成本在保单中摊销完成,意味着10-15年后投保人就不需要交这笔费用了。

5. 附加条款费 Rider Charge
为了让保单实现不同的财务目标,需要搭配不同类型的Rider,这些Rider是需要额外收费的,通常从保单的现金价值中扣除。不同Rider收费不同,不添加Rider就没有这项费用。对于比较年轻的投保人,不建议添加多余的Rider,因为会影响现金价值的积累。

IUL保险费用的偏见

一个对IUL保险费用常见的偏见认为“IUL的保费随着年龄增长而增加,等到老了COI就会变得很贵让投保人负担不起,导致保单作废”。这个观点并不是全错,但比较片面。

首先我们要了解一个概念,净风险 (Net Amount at Risk, NAR)。净风险是身故赔偿金 (Death Benefit)减去现金价值 (Cash Value)的差。例如你的身故赔偿金是50万美元,账户中积累的现金价值是10万美元,如果此时保险公司对你进行理赔的话,保险公司赔给受益人的50万中有10万是你自己的钱,保险公司承担的净风险只有40万美元。

图片来源于 Kitces.com

从上图我们可以看出对于一款设计合理的保单,蓝色的现金价值部分随着年龄增长而不断增加,顶部Death Benefit横线和现金价值之间的距离在不断减小,保险公司的净风险随之减小。只要现金价值可以维持一个增长的累积,收益能支付保单的各项成本,保单就可以执行下去,所以大家并不用担心会因为保费的COI太贵而导致保单失效。

希望这篇文章让你对IUL保险费用有了更多了解。如果你对人寿保险感兴趣或者还有更多问题,欢迎添加微信咨询更多。

Joyce
Joyce

Student Medicover 人寿保险顾问

WeChat: SM_Joyce

持照专业顾问 1对1定制方案
产品信息透明 申请快速便捷

View All

美国人寿保险指南 |种类、功能、价格、投保流程介绍

美国人寿保险指南 |种类、功能、价格、投保流程介绍

在美国的同学一定会留意到生活中各种各样的保险,从医疗健康保险,到租房保险,汽车保险,宠物保险… 保险覆盖了生活的方方面面,可很少有同学会注意到人寿保险。
大家通常觉得人寿保险应该是自己未来几十年之后才要操心的事情,但因为人寿保险的保费和年龄直接挂钩年龄越小保费越低,所以作为年轻人的我们在具备年龄优势的时候不妨先来了解一下美国人寿保险的相关知识。

本文将回答你最需要了解的4个知识:

1. 你有哪些选择?

    👉人寿保险种类介绍

2. 人寿保险能为你做什么?

    👉人寿保险功能介绍

3. 什么时候能买到性价比最高的人寿保险?

    👉影响人寿保险价格因素

4. 我去哪里可以购买?

    👉人寿保险投保流程

美国人寿保险主要分为两类:

Term Life 定期寿险 保险在一段时间内(通常是10年、15年、20年或30年),以固定的保费提供保障,保单到期则失效。Term寿险是对人身意外去世情况最便宜的保障方式,可惜这种寿险更倾向于对美国公民出售,非公民身份在购买时限制较多。

Permanent Life 永久寿险

保险没有时间限制,理赔完成后保单失效。其中分为不同保险类别,包括Whole Life储蓄分红型终身寿险,Guaranteed Universal Life保障型万能寿险,Indexed Universal Life指数型万能寿险等。

对比其他类型的寿险,Indexed Universal Life(IUL)有几个非常突出的优点

1)终身保障和理赔

2)保费条例灵活

3)保单可以积累现金价值 (cash value)

4)提供现金价值保底保障

5)税务优惠政策

综合分析,IUL保险是针对在美年轻华人最适合的人寿保险类型。
人寿保险的本质是对我们生命的保障,所以人寿保险最基本的功能就是给投保人提供身故赔偿。随着美国市场上人寿保险种类不断升级,产品推尘出新,一些种类的保险开发了证券市场的账户投资功能,其中就包括IUL保险

在介绍IUL保险时,我们分为健康保障和投资理财两部分功能来介绍。

生前福利

生前独立的理赔通常包括慢性疾病、重大疾病、重症加速死亡和绝症的赔付,用于支付投保人的医疗费用,以及采取先进的治疗手段。

长期护理

长期护理对于患有慢性疾病或者伤残生活无法自理状态下的投保人,可以申请理赔用于福安长期护理。

身故赔偿

投保人因病身故或意外身故后,受益人按照保单领取投保人的身故赔偿。

储蓄理财:

IUL保费除了支付保险成本,还会累积到保单的储蓄账户。储蓄账户里的现金价值跟踪指数市场的波动而增值。同时,IUL保险还提供保底的固定利率作为保障。

现金价值:

保单储蓄账户里的现金价值用途广泛。可提取也可通过保单贷款的形式灵活使用。

收税优惠:

保险理赔款以及现积累期的现金价值增长,和贷款均不需要缴纳资本利得税务。

寿险价格取决投保人的风险评级。风险评级越高,保费越贵。

      年龄:越年长,风险评级越高

      性别:男性风险评级高于女性

      健康:身体不好,风险评级高

      是否吸烟:吸烟,风险评级高

      工作/爱好:越危险,风险评级越高

下面举两个例子进行保费价格对比:

基本信息:Lily, 女, 20 岁, 身体健康,没有严重疾病,不吸烟。

保费价格:她只需要每个月付197美元,付15年,就可以购买一份保额为50万美元的人寿保险。

因为Lily在校期间使用Student Medicover医疗健康保险waive了学校昂贵的健康保险,一年节省了2500+美元,这些钱足够支付这一年人寿保险的费用。

基本信息:Lily的姐姐 28岁,她的健康情况和Lily一样。

保费价格:当她购买价值相同,交钱年数相同的保单时,需要每个月支付265美元,比Lily每个月保费贵了68美元,一年多出了816美元。

同样,我们可以对比Lily和姐姐相同保单不同购买年龄的现金价值 (cash value)累计:

Lily到28岁的时候,她的账户中积累了17831美元的现金价值。

如果Lily的姐姐想在28岁时获得差不多的现金价值累计,她则需要在这一年支付最大保费22364美元,获得累计现金价值13000美元(还是比Lily的少)。 所以对于现金价值来说,仍然是年龄越小购买,积累现金价值越多。

通过这个例子我们就可以看出年龄对于保费价格和现金价值累计的影响之大,越早规划越省钱。如果你想估自己的保费价格,可以点此进入网页估算自己的保险费用

美国保险公司并不直接面向客户出售保险,通常是由投保者自己联系保险代理商/保险独立经纪人去咨询和购买。而保险公司也会在投保时对投保人的身体健康状况进行全面的了解

流程大致分为以下5步:

STEP1

提交信息,保险代理定制投保计划

STEP2

专业保险代理协助完成投保计划

STEP3

保险公司进行审批

STEP4

投保人补充申请材料并案需预约体检

STEP5

保单获批后签订保险合同并缴纳保费

希望这篇文章让你对美国寿险和IUL保险的认知更加清晰。如果你对哪个话题非常感兴趣或者还有更多问题,欢迎添加微信咨询更多。

Joyce
Joyce

Student Medicover 人寿保险顾问

WeChat: SM_Joyce

持照专业顾问 1对1定制方案
产品信息透明 申请快速便捷

View All

Why Choose Us – 4

“I still remembered the first time when I went to hospital in the US, I was so anxious as it was difficult to communicate due to language barriers. I called the Student Medicover, and one of the representatives was really helpful, she also speaks mandarin and she assist me for the entire process.” – Carol Lan

View All

Why Choose Us – 3

“Customer service staff, especially Jane, has been very helpful and caring. My doctor sent the wrong claim documents and refused to go back and correct it until Jane helped me to appeal and resolve the issue. Saved me a lot of time and hassle.” – Tong Jia

View All

Why Choose Us -2

“I went for immunization injections, and the doctor have me went through some blood test. Actually, I have confirmed with my doctor about insurance benefits, however I was not aware that those tests have been processed with another separate lab and it turned out not being covered because some code reason. So I contacted Student Medicover about my denied claim and one of their representatives has been really helpful and truly helped me contact a 3-way communication with lab and hospital and it ends up to be covered for 90%. Really appreciated.”  – Kelly F.

View All

Why Choose Us – 1

“I got in trouble with claiming my bill because of my university pharmacy’ fault. Thanks for their customer service Kevin’s help I got my money back after two months. She is very patient and professional. Whenever I had questions she always answered on time without her help I can’t give my money back. Highly recommend Student Medicover! It helps me save lots of money!”  – Zhourui Zhou

View All

NYU Insurance Waiver Guide

中文 | English

NYU Insurance Waiver Guide 

Save $2,200+/year from your tuition fee!

2021年 NYU 纽约大学 保险替换攻略

“ 在学校保险Waiver 截止日期前, 仅用15分钟,和我们一起搞定:

NYU 纽约大学学校保险替换, 轻松取回$2237学费 

“ Simply submit your insurance waiver with us,

and get your $2200+ tuition fee back! 

                                            

什么是学校保险?

What is an insurance waiver?

每一年,纽约大学 New York University会自动为学生注册一笔最高达到 $2237/ 的学校保险费用,并包含在学年的学费当中。可是,高昂的费用背后,却没有更优质的赔付比例,也没有纽约大学 NYU的专属售后客服,在遇上紧急问题时,找不到可以寻求帮助的途径。

waive-guide

Attending a US college can be financially stressful. The average fee to attend a private non-profit four-year university is $48,510  per year. For international students, the costs are even higher.

On your tuition bill, you will see that NYU has automatically enrolled you in the university’s insurance plan.

However, international students can enroll in a surprisingly more affordable plan designed specifically for them.  NYU’s insurance plan costs  $4,053 a year. Alternatively, health coverage for international students can be as low as $1,290 a year.

An insurance waiver is an application to switch your plan that better fits your needs. Simply enroll in an insurance plan that meets the school’s waiver requirements and submit an insurance waiver on the school’s website.

waive-guide

为何学校保险费用高昂却性价比低?

Why are alternative health insurance plans more affordable?

保险的定价是由保险风险估算决定的。首先,学校的保险不仅包含了留学生,还包括了本地生。其次,学校保险涵盖的投保人年龄层跨越大;另外,学校保险的投保人群还包括有病史的残疾人等等,所以学校保险的风险要高很多。再者,投保人年龄在25岁以下和25岁以上是有价格区别的。而Student Medicover留学生保险只针对留学生,留学生群体风险评估较低,也更了解留学生在美的需求,这也是为什么Student Medicover保险价格比学校保险便宜这么多,却还能有更高性价比的主要原因。

The insurance costs are calculated based on the risks of the demographics. University health plans are usually more expensive because the plans serve a broader range of the population, including international and domestic students.

insurance waiver

学校保险并不是大家唯一的选择,

纽约大学 New York University允许留学生们

使用经过学校认证通过后的校外保险——

 

Student Medicover的保险计划

 

进行学校保险的替换

纽约大学NYU学校保险对比Student Medicover保险

NYU Insurance Plan vs. Student Medicover Insurance Plans

使用Student Medicover保险

 

替换学校保险

 

最高立省$1444

Waive your college insurance with Student Medicover

 

SAVE up to $1444 !

NYU 保险价格对比
NYU insurance price compare

Student Medicover作为全美目前最好的留学生医疗保险

Student Medicover

全美最大的保险公司UnitedHealthCare合作,采用覆盖面最广的PPO医疗网络,让同学们方便快捷地找到最近的网络内医院,享受高比例赔付

Student Medicover

唯一帮助国内同学解决waive问题的专业团队,为你详细解读NYU保险政策。

Student Medicover

包含新冠 (Covid-19) 相关检测、治疗与疫苗

Student Medicover provides the most cost-effective and comprehensive insurance plans for international students in the U.S.

Student Medicover

Reliable Coverage:
Student Medicover’s coverage features low deductibles, high coinsurances, low copays, and low out-of-pocket maximums. Their plans offer substantial coverage for doctor visits, hospital stays, emergency care, prescription drugs, and many other treatments found in the policy brochures. Covid-19 treatment and vaccination are also covered.

Student Medicover

Find a trusted doctor anywhere in the country:
With Student Medicover, you can access accredited care providers in the nation’s leading network – UnitedHealthcare Options PPO. You will enjoy lower costs for in-network medical services with pre-negotiated prices.

Student Medicover

Visit Student Health Center:
Student Medicover offers in-network benefits for treatments received in any student health centers in the country, including NYU Student Health Care Center.

Student Medicover

24/7 Customer Service:
If you have any questions, you can always ask a customer service representative through email, phone, WhatsApp, Facebook, and online support center.

How to enroll?

购买及更新保险攻略

STEP 1

购买Student Medicover留学保险

访问 smcovered.com, 在Organization处输入 New York University

学校规定保险至少需要覆盖上学期间,所以请在coverage处输入 01/09/2021-08/20/2021

Enroll in an insurance plan

Visit smcovered.com, scroll down to "Enrollment"

- Choose your Birthday

- School: Choose New York University

- Student Category: F1 International

- Coverage Period: 01/09/2021 - 08/20/2021



step1-1

Student Medicover保险的Prime和Elite计划都符合学校要求,保证waive成功~

提醒同学们,付款的过程中如果出现问题,比如长时间停留在加载页面,大家一定不要后退,也不要重复操作。如果付款不成功,请第一时间联系文末的客服。 使用BOA和PNC银行卡付款,银行会收取手续费,请同学们尽量选择其他银行卡哦。

STEP 2

下载保险卡

保险购买完成后,前往UnitedHealthcare Student Resource的官网uhcsr.com,点击底部的Create My Account注册账号

Download your ID Card

- Go to UHCSR.com

- Choose "CREATE MY ACCOUNT" at the bottom



step2-1

进入页面后:

1.输入姓名、生日及注册Student Medicover时用的邮箱

2.系统会问你是否已购买其他保险,选择 Certify No Insurance

3.登录MyAccount后,点击ID Card下载并打印即可

- Enter your Name, Birthday, and your Registered account email to create account

- Choose "Certify No Insurance" when the system asks if you have other insurance

- Log in to "My Account", click "ID Card" so you can download and print it



step2-2

STEP 3

Waive学校保险

1. 收取并填写Waive表格

购买完成后一个工作日内,即可在购买时使用的邮箱里收到由Student Medicover保险提供的Waive表格。

收到表格后,在Section A的两处填写完整信息,在Section B中填写Member Insurance ID 并确认表格上的信息无误~

*Section B - Member Insurance ID#: 即保险卡上的SR ID(如果你今年是renew Student Medicover保险,SR ID将保持不变,只需填写去年的SR ID即可;如果你今年初次投保Student Medicover保险,请参照后续步骤,下载保险卡后,填写SR ID)

Waive school insurance

1. Fill in the waiver form

- Student Medicover will be sending the waiver form to your registered email within one workday

- Fill in the Section A with your name and Student ID#

- Fill in the Section B with your Member Insurance ID (SR ID on your insurance card)



step3-1

2. 向学校提交Waive表格

将表格发送至学校保险办公室邮箱:

health.insuranceattestation@nyu.edu

或提交给学校保险办公室:

NYU StudentHealthInsurance

726Broadway,

Suite346 NewYork,

NY10003

212-443-1020

提示:建议大家在发邮件的时候都尽量使用自己的nyu邮箱,不然会有被学校保险办公室忽略掉邮件的可能~

2. Send your waiver form out

Send the form to the Insurance Office by email:

health.insuranceattestation@nyu.edu

Or you can send the form to the Insurance Office directly::

NYU StudentHealthInsurance

726Broadway,

Suite346 NewYork,

NY10003

212-443-1020

3. 前往学校官网,确认Waive

- 访问学校Waive网站

3. Confirm your waiver

- Visit school waive website

https://nyu.consolidatedhealthplan.com/student_health/new_york_university/initial_login.html

- 输入学生ID及生日进行登录,并确认Waive (*学生ID为N打头的ID)

- Enter your Student ID# and birthday to login and confirm your waiver



step3-4

View All

An inside look at Student Medicover’s Scholarship Program

An inside look at Student Medicover’s Scholarship Program

Written by: Lydia Li

04/14/2021

Student Medicover Scholarship Program

On January 16th, 2021, Student Medicover launched its first Scholarship Program to empower international students with knowledge and skills on how to run a $100 million business. Over 200 candidates applied for the program, and five outstanding students were selected at the end of the program as awardees and each won a scholarship of $1000.

What is Student Medicover’s Scholarship Program?

In this program, students learn about the various aspects of a $100 million business and understand how different departments contribute to the growth and sustainability of a business. The program lasts for 12 weeks and touches on a diversity of topics, including Business Administration, Business Accounting & Finance, Business Law, Human Resources, Information Technology, Business Development, Digital Marketing, and Customer Information System. Students learned and taught the equivalent of a college course in 3 months, and demonstrated their understanding and application of knowledge through weekly quizzes and individual projects.

Why we organize the program?

As the coronavirus pandemic spreads out the world, international students found it is getting more difficult to find employment in the U.S. after graduation. Through the Scholarship Program, we would like to provide an opportunity for the students to gain hands-on experience, so they will be more confident, determined, and prepared to enter the job market with relevant knowledge and skills.

Scholarship Recipient Announcement

Student Medicover is proud to announce our 2021 scholarship winners are:

Agnelo Daniel Thomas, Northern Illinois university

Kaeley Dilpreet Kaur, University of Toledo

Michelle Zvansky, University of California, Los Angeles

Neha Benny Mathews, Northern Illinois University

Yang Liu, University of Maryland, College Park

Student Medicover scholarship announcement banner

“Thanks to all students who joined the Scholarship Program! You are all very focused and worked hard to participate in the courses and overcome each project challenge. Well done there! I firmly believe there is a bright future awaits for each one of you, and Student Medicover is always here to provide support!”, said Jerry Hu, CEO of Student Medicover.

We Care, So We Are Here

With the pandemic under control and the economy slowly recovering, international students are seeing a silver lining at the end of the tunnel. We wish every international student stays healthy and realizes your dreams!

Interested in joining Student Medicover? Check out our current opening positions at https://studentmedicover.recruitee.com/

About Student Medicover

Student Medicover is the largest health insurance plan administrator and healthcare service platform for international students. By partnering with UnitedHealthcare, we provide cost-effective, comprehensive insurance plans and strive to make high-quality, affordable care accessible to every international student, aiming to build a supportive, vibrant, and healthy community. We’re a team of experienced health enthusiasts who serve students with compassion, professionalism, and dedication.

View All